This question comes up every time we need to update our account information, buy insurance covers, and when buying property. Deciding who to crown this title to can be tricky. Especially if you are emotionally attached to people, secretive, or have trust issues. Sometimes, you might find yourself in a state of confusion if everyone close to you is fit for the title.
What does “Next of Kin” mean
Next of kin is a title that is given, by you, to anyone from your partner to blood relatives and even friends. It is also possible to name more than one person as your next of kin. They act as the immediate contact persons in case of an emergency. For instance, one of the forms that are usually filled while diving requires the information of the next of kin. This is needed in case of an accident. In other words, where there is an accident involving that person, his next of kin shall be notified or informed.
Most of us come across this when dealing with finances. In this instance, next of kin means a person who can ensure that the proper steps are taken toward the recovery of the money held at the bank, at the owner’s demise. In other words, being a person’s next of kin, as regards his money in the bank, does not give him the right to inherit such money.
This means that your next of kin is not a beneficiary as most of us assume or know. They simply act as police officers or “lawyers”. Your will indicates who takes what.
Legal right vs Next of kin
Naming that person as a next of kin does not give him/her any legal rights concerning your health, property, or any other matter. However, the next of kin of a child under 18 may be legally entitled to make decisions for or on behalf of the child. This will also be applicable in the absence of a will.
Traits of the next of kin
- Next of kin must be easily contactable. If there is any hospital emergency that occurs the authority can reach the next of kin without any trouble.
- There is also a responsibility of taking the patient back home after completing all the treatments.
- Next of kin must be able to make a sensible decision in such severe situations.
In conclusion, the next of kin is the immediate contact person for you in an emergency. They may have legal powers, and can also make a decision on your behalf when need be. Meaning, it is that person who s family to you, someone you trust, and can “take a bullet for you”.